Best Countries for Americans Buying Overseas Property in 2025

From sunshine and second passports to investment potential here’s where U.S. buyers are putting their dollars this year.

Americans are buying property overseas like never before—and it’s not just retirees chasing sunsets anymore. Digital nomads, second-home seekers, and savvy investors are diversifying their dollars abroad, looking for better value, lifestyle upgrades, and even visa perks.

So, where’s hot for 2025? Let’s break down the top countries Americans are buying in right now and why they’re worth a look (with some currency tips along the way, of course).

 Portugal – The Laid-Back, Tax-Friendly Favourite

Why Americans love it:

  • English widely spoken

  • Low cost of living

  • Gorgeous coastline + wine + custard tarts

  • Mild climate all year round

  • Options for digital nomad and D7 residency visas

Currency Tip:
The euro/dollar rate can swing significantly. Lock in a good rate early to secure your budget—especially if you’re buying off-plan or in stages.

Spain – Sun, Tapas & Coastal Real Estate

Why it’s booming:

  • Vibrant lifestyle and culture

  • Strong rental markets (short & long-term)

  • Popular spots: Costa del Sol, Valencia, Mallorca

  • Great healthcare and infrastructure

Currency Tip:
If you're transferring a lump sum for a Spanish mortgage or golden visa investment, timing your transfer could mean thousands saved. Get a plan in place with a currency expert early.

Italy – Romantic Renovations & “1 Euro Homes”

The vibe:

  • Amazing value in countryside and small towns

  • Increasing interest in Tuscany, Puglia, Sicily

  • Great for remote workers with steady USD income

Currency Tip:
Properties may be cheaper than in Portugal or Spain, but transfer costs and timing still matter. Even a 1% rate change can make or break your renovation budget.

Mexico – Close to Home, Big on Charm

Why Americans choose it:

  • Easy flight access from most U.S. cities

  • Great lifestyle in beach towns like Tulum, Puerto Vallarta & Baja

  • Dollar goes a long way here

Currency Tip:
Transferring to pesos? The USD/MXN rate is volatile and not something to leave to chance. Regular payments for property fees or maintenance? Set up automated transfers at favorable rates.

Thailand – Tropical, Trendy & Tourist-Friendly

Big draws:

  • Lower price points

  • Strong short-term rental potential

  • Bangkok, Chiang Mai & Phuket are investor favorites

Currency Tip:
If you're buying in baht (THB), you’ll want expert guidance to navigate fees, rate changes, and cross-border banking rules.

Dubai, UAE – Luxury, No Taxes, and High Returns

For the high-flyers:

  • No property taxes

  • Short-term rental boom (hello Airbnb!)

  • English widely spoken, and a buzzing expat lifestyle

Currency Tip:
Dubai properties are usually priced in USD or AED, so Americans often get direct advantages here but always check transfer costs and bank markups. A currency expert can help you avoid overpaying.

 Honourable Mentions

  • Greece – Low entry prices and golden visa perks

  • France – Steady and romantic (especially for retirees)

  • Belize – English-speaking, with Caribbean calm

Final Thoughts

Wherever you go, one thing’s for sure: buying property abroad is more than picking the prettiest view. It’s about making smart choices and your currency strategy is a big one.

A small shift in the exchange rate can add thousands to your final price tag. That’s why we help Americans buying abroad lock in great rates, reduce fees, and move money confidently across borders.


Claire Wheatley